Our Products

How It Works With Us?

Fast, Efficient Financing Solutions

The main difference between regular loans and bridging loans is the time it takes to organise the funding. While regular loans can take months to complete, bridging loans can be arranged in a matter of weeks. Here’s what you can expect when you take out a bridging loan with us, whether open or closed:
Reduced interest rates now starting from 0.74%
Dual representation​
AVM’s can be considered
Use of title insurance
Increased loan to values up to 75%
Reduced solicitors & Underwriting requirements

The Process

Step 1

Initial Enquiry

Ascot is provided with a summary of the deal, reasons for wanting a bridging loan, the security available and a clear repayment strategy.

Step 2

Initial Approval

Ascot will provide a set of Heads of Terms outlining the key details to which we are happy to lend and the next steps to proceed to the next stage.

Step 3


Ascot receives a fully completed application form and supporting documents for underwriting review and full due diligence.

Step 4


Ascot will instruct both a Surveyor to provide a valuation report and a solicitor to undertake the required legal due diligence.

Step 5

Asset Manager

An Asset Manager will visit the property and discuss with the borrower their plans for the project, experience, exit strategy and the contractors they intend to use.

Step 6

Credit Committee

Your underwriter will present the case to the credit committee team detailing the due diligence undertaken to date and their rationale for approval.

Step 7


Legal work is satisfied, security documents are signed and returned with funds released to the solicitors for completion.

Step 8


Contracts exchanged with monies sent to the seller. You are now the legal owner of the property.

Reduced interest rates now starting from 0.69%
Dual representation​
AVM’s can be considered
Use of title insurance
Lending on below market value properties
Reduced solicitors & Underwriting requirements
We can provide fast access to funding with the minimum of formalities which can be used for a range of purposes whether that be for a property investment or to raise capital to aid cashflow.

Bridging Loan


Refurbishment Bridge

Development Finance

Scotland Loans

BMV Property Finance

Who We Work With


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